Coverage Types

Standard motorcycle insurance policies generally do not cover engine failure caused by mechanical breakdown or wear and tear.

Motorcycle insurance coverage for flood damage depends on natural sources like overflowing rivers, heavy rains, and storm surges.

Motorcycle insurance coverage options for hit-and-run accidents explain how policies pay for injuries and property damage.

Motorcycle collision coverage pays to repair physical damage to your bike when it tips over, hits the ground, or experiences a rollover.

Motorcycle collision coverage pays to repair a cracked frame caused by a crash or impact, after you pay your deductible.

Optional insurance policies cover stolen permanently attached motorcycle parts and accessories, minus the policy deductible.

Motorcycle trip interruption coverage reimburses unexpected lodging, meals, and travel expenses when breakdowns happen far from home.

Motorcycle passenger coverage protects pillion riders from high medical expenses and shields drivers from potential lawsuits after accidents.

Stated value motorcycle coverage is an agreed policy cap acting as an upper limit on total loss payouts for custom bikes.

Agreed value coverage ensures your motorcycle has a pre-determined payout amount, unlike standard policies using depreciation.