Coverage Types

Total loss coverage on a motorcycle explains how insurance companies calculate actual cash value and determine repair thresholds.

Motorcycle gap insurance pays the difference between a loan balance and actual cash value when a financed bike is totaled.

Motorcycle roadside assistance coverage explains how towing, flat tires, dead batteries, and fuel delivery protect stranded riders.

Custom motorcycle parts and accessories coverage protects your financial investment in aftermarket modifications when standard policies fall short.

Motorcycle accessories coverage protects custom parts and aftermarket upgrades that standard insurance policies omit during claims.

Medical Payments coverage pays ambulance, emergency room, and doctor bills for motorcycle riders and passengers regardless of fault.

Underinsured motorist coverage pays your medical bills and property damage when an at-fault driver has inadequate insurance.

Uninsured motorist coverage protects motorcyclists from financial losses when an at-fault driver lacks proper insurance.

Comprehensive motorcycle insurance protects financial investments from theft, storms, and fires when bikes are parked or stored.

Motorcycle liability coverage pays third-party medical bills and property damage up to split policy limits when riders cause accidents.